In keeping with the corporate, “The Star Girls Care Insurance coverage Coverage is out there as each a person coverage and a floater coverage to all females from 18 years as much as 75 years of age. Girls needn’t bear any premedical checks to avail this coverage. Clients should buy the coverage by way of premiums that may be paid in quarterly or half-yearly instalments, and this coverage can be taken for 1 yr, 2 yr or 3-year phrases.”
Along with common hospitalization, the coverage offers cowl for assisted copy remedy, supply (pre and post-natal cowl), a number of medical consultations, preventive well being check-ups, voluntary sterilization in addition to little one hospitalization.
By this coverage, moms can even present well being cowl for his or her new-born little one / youngsters. Underneath the coverage, a new-born will acquire well being cowl of as much as 25% of the Sum Insured from day 1 and 100% of sum insured from the subsequent subsequent yr onward. The coverage’s Star Mom Cowl function even covers the hospital room hire of the insured mom if the insured little one is lower than 12 years previous and is hospitalized within the ICU.
Talking concerning the new coverage Anand Roy, Managing Director, Star Well being and Allied Insurance coverage Co. Ltd. mentioned, “At Star Well being Insurance coverage, we endeavour to supply ladies with a better stage of safety and assist. The Star Girls Care Insurance coverage Coverage is an unbiased and complete coverage that permits ladies to take cost of their very own medical health insurance wants. The coverage is personalized to satisfy the necessities of ladies at each stage of their life, thereby liberating them of the monetary worries of elevated medical prices.”
The coverage comes with a bunch of particular options equivalent to no pre-acceptance medical screening, midterm inclusions, facility to buy coverage throughout being pregnant, copy, being pregnant care remedy, In-Utero fetal surgical procedure surgical procedures, hospitalization expense of new child child, vaccination, pediatrician/medical consultations, preventive well being check-up, and way more.
“Girls right this moment usually are not simply at par with males however maintain a number of obligations. Their contribution in nurturing the household is little question irreplaceable. Maintaining this in thoughts we’ve included little one care and household safety inside this coverage in order that these great multi-taskers could be nicely ready for any medical emergency of their households,” added Roy.
Key options of Star Girls Care Insurance coverage Coverage
Sum insured obtainable as much as ₹1,00,00,000; buyer can go for sum insured of ₹5,00,000, ₹10,00,000, ₹15,00,000, ₹20,00,000, ₹25,00,000 or ₹50,00,000
Kind of Coverage – Particular person Sum Insured just for females aged between18 years to 75 years
Floater Sum Insured – Grownup 18 years to 75 years with at the very least one feminine within the household together with the partner and dependent youngsters
Protection – In-patient hospitalization, Supply, Day Care remedy, Street Ambulance, Air Ambulance, Organ Donor Bills, and Pre & Put up hospitalization bills, as per the press launch.
Further advantages embody AYUSH Remedy, Rehabilitation and ache administration , Ante-Natal Care (Being pregnant Care), In Utero Fetal Surgical procedure/Restore, Bariatric Surgical procedure, Optionally available Cowl (Lump sum on analysis of Most cancers), Protection for contemporary remedies, Medical and Tele-Well being consultations.
Covers the Outpatient medical bills from day one
Automated Restoration of Fundamental Sum Insured as soon as by 100% upon partial or full utilization of the sum insured.
Low cost on on-line buy– Insured can avail 5% low cost whereas shopping for the coverage on-line at www.starhealth.in. This low cost is out there for the primary buy and on subsequent on-line renewals of the coverage, as per the press launch.
Supply: Live Mint